did not have
have not had
are not having
had not had
I am here since Monday
I have been here since monday
I am here from monday
I was here since monday
No sooner
the bell rang
than the teacher entered
the class
freezes
will frieeze
would frieeze
froze
has known
had known
will know
knew
to go
going
to have gone
having gone
acceptance of deposit
manufacturing
giving loans
transfer of funds
SEC
Ministry of Commerce
FBCCI
Bangladesh Bank
Profit rate
Margin rate
Income rate
Interest spread
None of these